GoPeople Personal Accident Insurance Program (Excluding Sickness)

2 min. readlast update: 04.28.2026

📌 What Is the Personal Accident Insurance Program?

GoPeople’s Personal Accident Insurance (PAI) Program is designed to help protect you while completing deliveries.

It provides coverage for:

  • Legal expenses
  • Compensation claims
  • Personal injury or property damage

👉 Coverage applies only while you are working, and is subject to the policy terms.

💡 Key Benefits

  • Pay-as-you-go – No monthly fees
  • Only pay when you take on jobs that include coverage
  • Added protection and peace of mind while delivering

📝 How to Join the Program

  1. Open the GoPeople Runner App
  2. Go to Dashboard
  3. Tap Profile

  4. Tap Compliance

  5. Select Personal Accident Insurance

Before joining:

  • Click the HMD Insurance link

  • Carefully read and understand the policy details

Then:

  • Tick the required checkboxes
  • Tap Join the Program


💰 What Happens After You Join?

  • When applying for a Bundle Run, you will see a PAI fee included in the estimated payment
  • A minimum 1-hour fee applies

🚪 How to Exit the Program

If you decide to leave the program:

  1. Go to Compliance
  2. Tap Personal Accident Insurance
  3. Scroll to the bottom
  4. Tap Exit the Program


⚠️ Important Notes

  • You will receive a confirmation email when you:
    • Join the program
    • Exit the program
  • Always ensure you fully understand the policy terms before opting in

✅ Summary

The Personal Accident Insurance Program offers flexible, on-demand protection while you work—helping you stay covered without ongoing costs.

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