Help CenterWhat is Public Liability Insurance?
Public Liability insurance is designed to provide protection for you and your business in the event a customer, supplier or a member of the public brings a claim against you due to them being injured or sustaining property damage as a result of your negligent business activities.
Small business owners have a legal responsibility to take reasonable steps for the safety of their customers, suppliers and the community and for their property.
Why Couriers Need Public Liability Insurance?
Delivering packages can come with a few risks. Thinking about handling third-party property, your business could be blamed for damages to a customer’s property and have to pay the price.
What can it cover?
Public liability insurance helps protect your legal liability to third parties, including clients, customers and the public for injury or damage to their property, caused by the business. It can even cover emotional distress or shock that your business causes another person.
It will generally pay your costs of investigating, defending and settling claims, as well as any compensation payment you are found liable to pay.